Business Advice & Guidance

• Managing your working relationship with your bank is very important and vital to the success of your business.

• We can advise you about what the bank needs to know, and when !

• We can help you improve your relationship with your bank, or we might be able to assist in a re-banking exercise.

• Do you know : -
  
  
• What to expect from your bank ?
• What you bank expects from you and your business ?
• What your bank means when it writes to you ?
• What to expect when your bank manager is replaced ?

« Back to services

Practical Advice for your Banking Facilities

• Do your facilities match with the needs of your business ?

• What if things do not go according to plan ?

• What if the Bank returns a cheque unpaid ?

• We can review your Banking Facilities and the Security items held by your bank.

• What if the Bank requests additional Security ?

• What if the Bank calls up your Personal Guarantee ?

« Back to services

Business Plans to support your banking propositions

• We can assist with Business Planning.

• Working from your financial records, we can identify which Financial Information is likely to be required to accompany your Business Plan.

• Our experience and knowledge of Banking Systems and Procedures can ensure that the correct information is provided to your Bank.

• We speak their language, so we can present your Business Case to them

• We can tell you exactly what the Bank is saying to you.

« Back to services

Sourcing Finance for your business

• What cash requirements does your business really need ?

• Financial proposition versus available security ?

• We have experience in Specialist Lending Schemes, such as the Department of Trade & Industry’s ‘Small Firms Loan Guarantee Scheme’.

• We are able to negotiate with your Bank to obtain increased Funding on behalf of your business.

• What do you do if things do not go according to Plan

• We can help you tell your Bank Relationship Manager what they really need to know to help you.

« Back to services

Introductions to a range of Financial Institutions

• We can identify the appropriate Funding Package for the needs of your business.

• Sometimes a Funding Package is outside the normal Lending Facilities provided by major Clearing Banks, and may include an introduction to any of the following;

• Asset Finance
• Factoring or Invoice Discounting
• Business Angels
• Specialised Mortgage Funding
  
  
  
• We can effect an introduction to specialist providers in a variety of situations, including ;

• Mergers and Acquisitions
• Management Buy Outs
• Management Buy Ins

« Back to services